Best Mortgage Lenders 2026
RE Report's 2026 independent ratings of mortgage origination companies across the United States.
National Rankings
Scoring Factors
Mortgage lenders are evaluated across five weighted factors on a 100-point scale.
1
Rate Competitiveness
How competitive interest rates are across loan products.
2
Approval Speed
Time from application to conditional and final approval.
3
Loan Variety
Range of loan products: conventional, FHA, VA, jumbo, etc.
4
Customer Service
Responsiveness, communication, and borrower satisfaction ratings.
5
Closing Costs
Total fees and charges relative to industry benchmarks.